Better Service.

Our 30 year fixed rate loan today is as low as 5.50% (5.648% APR).

WHY CHOOSE FILO MORTGAGE?

At Filo Mortgage, we are dedicated to providing you a low rate with an industry-leading, first-class experience by leveraging user-friendly technology and a transparent application process.

Around the Clock

We’re here for you 7 days a week, 365 days a year.

Loan Options

Filo Mortgage has an expansive suite of mortgage programs.

Ease-of-Use

We make the entire process easy with our user-friendly technology

Low, Low Rates

Filo Mortgage offers super low rates with no points.

No Lender Fees. Ever.

Your mortgage will be free of lender fees when you work with us.

Close in 3 weeks.

Don’t wait months. Close your loan in 3 weeks.

AMAZINGLY LOW RATES.

Filo Mortgage is proud to offer amazingly low rates to those looking to refinance or purchase a home. We understand that the interest rate on a mortgage can make the difference between your ability to afford a home or not. We also understand the impact a low rate can have on future interest charges.

We leverage digital technology to keep our expenses low which enables us to offer highly competitive rates. Additionally, you can count on Filo Mortgage for full transparency. Our loans have no lender fees, application fees or underwriting fees. We can also close most loans in less than three weeks. Get ready for a whole new mortgage experience

20-YR FIXED

5.375%

5.511% APR

Lender Fees – $0
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30-YR FIXED

5.500%

5.648% APR

Lender Fees – $0

15-YR FIXED

5.25%

5.312% APR

Lender Fees – $0

5-YR ARM

6.490%

6.814% APR

Lender Fees – $0

30 YR FIXED (VA)

5.25%

5.910% APR

Lender Fees – $0

30 YR FIXED (FHA)

5.25%

5.981% APR

Lender Fees – $0

The payment on a $300,000 30-year Fixed Rate Refinance Loan at 6.490% and 60% loan-to-value (LTV) with is $2,595 on a property in the state of Colorado. The Annual Percentage Rate (APR) is 6.831%. The payment on a $300,000 20-year Fixed Rate Refinance Loan at 6.375% and 60% loan-to-value (LTV) is $2,627 on a property in the state of Colorado. The Annual Percentage Rate (APR) is 6.997%. The payment on a $300,000 15-year Fixed Rate Refinance Loan at 6.125% and 60% loan-to-value (LTV) with is $2,951 on a property in the state of Colorado. The Annual Percentage Rate (APR) is 6.713%. The payment on a $300,000 5 yr Adjustable Rate Refinance Loan at 7.490% and 60% loan-to-value (LTV) is $2,891 on a property in the state of Colorado. The Annual Percentage Rate (APR) is 7.614%. The payment on a $300,000 30 year Fixed Rate Refinance Loan (VA) at 5.99% and 60% loan-to-value (LTV) is $2,276 on a property in the state of Colorado. The Annual Percentage Rate (APR) is 6.686%. The payment on a $300,000 30 year Fixed Rate Refinance Loan (FHA) at 5.99% and 60% loan-to-value (LTV) is $2,205 on a property in the state of Colorado. The Annual Percentage Rate (APR) is 7.242%. Payment does not include taxes and insurance premiums. Some state and county maximum loan amount restrictions may apply. We don’t yet have your complete financial picture. Your actual rate and payment could be higher. Get an official Loan Estimate before choosing a loan. Loan approval is subject to underwriter review: not everyone who applies will be approved. The credit score assumption in these scenarios is 780+. These rates are current as of 08/28/2024 at 8:24 AM EST

LOWER INTEREST RATE
GUARANTEED AT FILO MORTGAGE

Get an even lower interest rate at Filo Mortgage.

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